The Importance of Personal Financial Management for Students of Islamic Economics Study Program STAIN Bengkalis
DOI:
https://doi.org/10.56633/jsie.v3i1.366Abstract
This research aims to discuss the importance of personal financial management for students. This study aimed to determine the level of financial management and the effect of gender, age, and expenditure partially or simultaneously on student financial management. This type of research is a survey—sampling random sampling. Data was obtained by distributing questionnaires to 43 respondents. The data analysis technique used is multiple linear analysis. The results showed that the level of financial management indicated that the financial management level of students of the Islamic Economics Study Program STAIN Bengkalis was in the high category, namely 80.5%, where aspects that are in the middle class are aspects of financial use 78% and aspects of recording 78%. Aspects of the high category, namely financial planning 85.5% and storage 79.5% here, it can be seen that students of the Islamic Economics Study Program STAIN Bengkalis realize the importance of financial management. Gender affects the financial management of Islamic Economics Study Program students at STAIN Bengkalis. Age does not affect students' financial management of the Islamic Economics Study Program STAIN Bengkalis. Expenditures do not affect students' financial management of the Islamic Economics Study Program STAIN Bengkalis. Gender, age, and payment simultaneously affect students' financial management of the Islamic Economics Study Program STAIN Bengkalis.
References
Abidin, N. H. Z., Yasin, F. M., & Abidin, A. Z. (2021). Independence from the perspective of the Shari ’ ah committee. Asian Journal of Accounting Research, 6(2), 5–7.
Ahmad Sururi. (2019). Mengukur Indeks Kepuasan Masyarakat (Ikm) Terhadap Pelayanan Publik Pada Organisasi Sektor Publik Kelurahan. Diterima 9 Januari, 7(1), 2406–9515. https://journal.uny.ac.id/index.php/nataprajapp.53-72pp.99-
Akhter, M. U. (2015). Principles of Islamic Finance: Prohibition of Riba, Gharar and Maysir. Munich Personal RePEc Archive, 67711, 1–8. https://doi.org/10.13140/RG.2.2.36029.20969
Akkas, E., & Al Samman, H. (2021). Are Islamic financial institutions more resilient against the COVID-19 pandemic in the GCC countries? International Journal of Islamic and Middle Eastern Finance and Management, March, 17–19. https://doi.org/10.1108/IMEFM-07-2020-0378
Al-Smadi, M. O. (2012). Factors Affecting Adoption of Electronic Banking : An Analysis of the Perspectives of Banks ’ Customers. International Journal of Business and Social Science, 67(4), 294–309.
Amjid Ali. (2010). ISLAMIC FINANCE INSTRUMENTS AND MARKETS.
Bayram, K. (2020). Islamic Finance Education: Theoretical Developments and Practical Challenges. Journal of King Abdulaziz University, Islamic Economics, 33(2), 145–155. https://doi.org/10.4197/Islec.33-2.11
Dinesh, P. K. (2018). Banking: Definition and Evolution. International Journal of Scientific & Engineering Research, 9(8), 745–753. https://www.ijser.org/researchpaper/Banking-Definition-and-Evolution.pdf
Duasa, J., Raihan Syed Mohd Zain, S., & Tarek Al-Kayed, L. (2014). The relationship between capital structure and performance of Islamic banks. Journal of Islamic Accounting and Business Research, 5(2), 158–181. https://doi.org/10.1108/JIABR-04-2012-0024
Hanafi, S. M. (2021). Determinant of Market Share in the Indonesian Islamic Banking Industry. Muqtasid: Jurnal Ekonomi Dan Perbankan Syariah, 12(1), 1–16. https://doi.org/10.18326/muqtasid.v12i1.1-16
Haque, M. I., Ahmad, S., & Azad, M. S. (2020). Mapping of scientific literature on Islamic Economics, Banking and Finance 1955 to 2020. Library Philosophy and Practice, 2020, 1–29.
Hasan, Z. (2019). Market Share Islamic Banking In Indonesia. IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita, 8(1), 124–137. https://doi.org/10.46367/iqtishaduna.v8i1.157
Hasan, Z. (2020a). Distribution Of Zakat Funds To Achieve SDGs Through Poverty Alleviation In Baznas Republic Of Indonesia. AZKA International Journal of Zakat & Social Finance, 1(1), 25–43. https://doi.org/10.51377/azjaf.vol1no01.7
Hasan, Z. (2020b). How Important are Human Resources in Supporting Sharia Banking Performance in Indonesia? INFERENSI: Jurnal Penelitian Sosial Keagamaan, 14(2), 181–200. https://doi.org/10.18326/infsl3.v14i2.181-200
Hasan, Z. (2020c). The Mechanism of Managing Zakat Funds in Islamic Banking as Implementation of Corporate Social Responsibility (CSR). International Conference of Zakat, 385–396. https://doi.org/10.37706/iconz.2020.203
Hasan, Z. (2021a). Analysis of Factors Affecting Community Interest in Bengkalis Regency Riau Province Indonesia in Using Sharia Banking. The European Journal of Islamic Finance, 19, 35–44. https://doi.org/10.13135/2421-2172/6108
Hasan, Z. (2021b). Kedah International Zakat Conference 2021 (i-KEIZAC 2021). Kedah International Zakat Conference 2021 (I-KEIZAC 2021), 2, 1–864.
HASAN, Z. (2022). The Effect of Human Development Index and Net Participation Rate on the Percentage of Poor Population: A Case Study in Riau Province, Indonesia. International Journal of Islamic Economics and Finance Studies, 24–40. https://doi.org/10.54427/ijisef.964861
Hasan, Z., Rosiana, M., & Putri, N. (2021). Islamic Banking in Indonesia and Globalization in Era 4 . 0. Management Research Journal, 10(2), 103–111.
Yanīkkaya, H., & Pabuçcu, Y. U. (2017). Causes and solutions for the stagnation of Islamic banking in Turkey. ISRA International Journal of Islamic Finance, 9(1), 43–61. https://doi.org/10.1108/IJIF-07-2017-005
Zulfikar. (2020). Challenges of Islamic Banking in Indonesia in Developing Products. The Journal of Management Theory and Practice (JMTP), 1(3), 35–42. https://doi.org/10.37231/jmtp.2020.1.3.55
Zulfikar Hasan, S. (2021). The Impact of Gross Enrollment Ratio ( GER ) of Tertiary Education in Indonesia on the Literacy and Inclusion Index : A Case Study Of Islamic Finance in Indonesia. Al-Amwal : Jurnal Ekonomi Dan Perbankan Syari’ah, 13(2), 203–214. https://doi.org/10.24235/amwal.v
